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Filipinos are generally thrifty and the search for the cheapest and most affordable but useable second-hand goods is not just something that everyday people practice. Ukay-ukay products normally consist of used clothes, shoes, bags and accessories which are usually imported from other countries and are sold at a very cheap price, depending on the quality and type of product. Maintenance for your goods would also require the use of a dehumidifier to prevent the formation of mold.
Ukay-ukay are sold in bales which usually weigh kilos by wholesale traders. The cost of a bundle generally depends on the number of clothes it contains and the quality and type of the products. Most of the listed prices however are based on single purchase only, so the more bales you buy, the bigger the discounts you can get. You should also change your stocks every 45 days to ensure that your customers have new products to choose from. In the Philippines where rice is a staple food, starting a rice retailing business is always a profitable venture.
Customers buy it practically daily for sustenance while food establishments orders them in bulk. You would also have to secure a license from the National Food Authority NFA and to acquire the necessary government registration and permits. The location you choose should have the right target market and has heavy foot and vehicle traffic. The downside of selling rice is that it can spoil easily, and its quality will deteriorate in three months. So implement a first-in, first-out inventory method to optimize the shelf life of your rice and maintain its quality.
You should also have a clean and sanitized storage area to ensure that bugs and grain weevils do not infiltrate your stockpile. Get tips from your rice supplier on how to prevent infestation. Opportunities: As in any business, you can later expand your rice retail business once you get your ROI. You could even become a rice dealer and get retailers to sell for you later on. Another option is to apply for cash advance with the use of your credit card.
While doing self-promotion through your own Facebook account may still work, there are more efficient ways to fully establish an actual store online — be it on Facebook or by starting your own website. Plus, you can choose to either sell your own stocks or re-sell without keeping an inventory of a single item dropshipping.
A big chunk of the cost will go to the marketing aspect of your store which involves Facebook ads, to say the least. You can watch videos on Youtube on how to runs ads or hire a mentor which can cost you a lot more but will give you the right footing that you need to get started. The profit will be around 25 to 50 percent, depending on the cost of your Facebook ads, because it can vary depending on your target, product, and the season.
Since the e-commerce scene is rapidly and relentlessly growing in the Philippines, now is also the best time for businesses to adapt it into their brick and mortar businesses in order to keep up with the competition. Many e-commerce stores that first started online were able to expand it through a physical store later on. You can do that too! Many professionals are shifting towards freelancing because of the high returns and low stakes it offers.
With more and more freelancers in the market, there is an increasing demand for more co-working spaces where they can work for longer hours without having to rent a full office. Unlike traditional offices, co-working spaces offer ultra-short office leases that can be anywhere from a day to a month. Pre-operational requirements: To start a co-working space, you would need an initial capital that would cover the cost of renting a space in a central location that is safe and easy to find.
Look for a space that has been vacant for a while, particularly in older and underutilized buildings where you may be able to secure an inexpensive lease. Though being very contemporary and stylish is an added appeal, your co-working space should primarily have high-speed internet, fully fitted workstations, and office amenities. Opportunities: To make the most out of your rented space, you can offer other services such as a small coffee shop for added income.
A laundry shop business has proven itself to be more than just a fad. The steady growth of condominiums and apartments in the city, coupled with the ever-increasing workload of most people, have made laundromats a stable business to own. Pre-operational requirements: This depends on the size and type of target market.
If you are aiming for the industrial market, you will be needing millions. You would also need to acquire the necessary government permits and registrations to get started. For this type of business, it is very important to try to be as near your market as possible. In this case, you will need only three to five square meters. If you want to clean the clothes onsite, it will take at least 25 square meters of floor area. Also, it is important to design a systematic washing process for the business, and have the proper materials and equipment for operation.
One key to good income for a laundry shop business is to find that balance between cost and quality in choosing products to use. Additional services that you can offer will mostly depend on your target market. A free parking space will give you an edge over competitors if most of your clients drive cars. Providing a door-to-door pick-up and delivery service has become an essential part of the business as well. For your rates, it is safer to just go with the current market rates and to compete on quality of service instead.
Also, try to allocate a budget for promotional expenses to get and retain customers. Opportunities: You can provide dry cleaning, ironing and other related services for additional income. Avoid dipping into your savings when trying a business venture. Its success is never certain, and if the risk is high, it would be wise to rather apply for a personal loan instead of using your life savings. Both Ministop and 7-Eleven provide a long list of assorted merchandise, this includes newspapers, magazines, soft drinks, fruit juices, sport drinks, hot and cold snacks, a limited number of grocery items such as canned soups, ready-to-eat meals, condiments, bread, cleaning supplies, paper products and toothpaste.
If you have the funds but does not have the experience nor know how to run a business, then this is one of the more viable options available for you. Having a franchise with a recognizable name and branding would get you an immediate stream of clients and you will be receiving operational support from the franchisor. Pre-operational requirements: Both 7-Eleven and Ministop now offers a PhP1,, franchise which includes operational rights of the store, equipment and facilities, furniture and fixtures, air-conditioning system, signage and initial inventory.
However, as a franchisee, you still have to spend more for the rental space and the crew that will work the store for you. It then rallied, posting its biggest three-day gain since on Thursday. Edelman is telling clients not to change their portfolio, as long as they are properly diversified and have an appropriate cash reserve. However, what you should do depends on your age and where you stand financially, said Edelman, founder of Edelman Financial Engines, ranked the No.
That means you should have an emergency fund already in place, are secure in your job and can pay your bills. However, if you have gotten laid off or furloughed and don't have any money in a cash cushion account , then you may have to consider potentially extreme measures. That could mean moving in with other members of your family, tapping into credit cards or borrowing money from other resources where available.
As a "last resort" you can borrow from your k , Edelman said. If you decide you want to reduce your exposure to equities in your portfolio, chances are your stock fund or stocks still have made a profit since you bought in — which means you'll have to pay taxes on any profit. To avoid that problem, Edelman suggests selling those investments that have incurred losses since you purchased them. You'll instead get a tax deduction instead of having to pay.
If you are nearing retirement, start building your cash reserve. That means if you have to sell some assets, do so, Edelman said. You may also want to consider delaying your retirement. Instead, keep working for another year or two. If you are retired and have substantial cash reserves in place, then consider stopping income from your investments right now — and use your cash to pay the bills.
If you don't have a cash reserve, then begin to use your pension or Social Security benefits if you were otherwise trying to delay them. If not, you'll need to try to radically reduce your expenses, which may mean moving in with family members. Sign up for free newsletters and get more CNBC delivered to your inbox. Get this delivered to your inbox, and more info about our products and services. All Rights Reserved. Data also provided by.
Skip Navigation. Markets Pre-Markets U. If you are young, you have decades to recover, financially speaking.
This Chapter Leader, Nita Morequio, is a ten-year member of the co-operative and an overwhelming success story. I asked her whether or not being a member of PMPC had changed her life. She said:. My husband caught fish and I sold them. Then I got a loan for a pump-boat. Now I have three pump-boats. I got a motorbike for my husband and have paid off the loan.
Now I make enough money every day that I can afford to make my payments on the , peso loan I got to build my new house. And now I have two kids, and I can send them both to college. Sign in. The Hundred Thousand Peso House. Paglaum Foundation School. Instead, keep working for another year or two. If you are retired and have substantial cash reserves in place, then consider stopping income from your investments right now — and use your cash to pay the bills.
If you don't have a cash reserve, then begin to use your pension or Social Security benefits if you were otherwise trying to delay them. If not, you'll need to try to radically reduce your expenses, which may mean moving in with family members. Sign up for free newsletters and get more CNBC delivered to your inbox. Get this delivered to your inbox, and more info about our products and services.
All Rights Reserved. Data also provided by. Skip Navigation. Markets Pre-Markets U. If you are young, you have decades to recover, financially speaking. In fact, the downturn could be considered a buying opportunity. VIDEO Here's how Ric Edelman suggests you avoid big financial mistakes.
However, if you sell, you'll also miss out on the recovery when it happens. Invest in You: Ready. Related Tags. Don't overlook these 6 money-saving employee benefits during open enrollment season. Carmen Reinicke 5 hours ago. AJ Horch. Expecting a baby? Make these financial moves before bringing home your bundle of joy.
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Make a strategic business plan to thrive in the market and implement the plan effectively and you can possibly go far with this business. Nowadays, you can set up an online store and advertise on social media so you can reach more people. This way, your business can already sustain the cost of rentals and other operational expenses such as electricity and staff. If you have some very good photography skills, you can invest in a good set of cameras and photography equipment and start your own photography business.
This is one of the business ideas that are well embraced nowadays by skilled photographers with an entrepreneurial spirit. Additionally, you can also start up a sideline business with your photography skills by setting up your portfolio online and have people buy your pictures. Another small business that has good potential for earnings is a grocery store. Buying products for this kind of business is cheaper and you can have an assortment of products available.
You can set up a local grocery store in your place or invest more for a larger one. The best place for a grocery store is the public market or those with high human traffic. It is also a good business strategy to bring the grocery store close in a community that still travels to shop for their commodities. Consumers prefer convenience; hence, these people will make a good target customer.
You can further improve these business ideas to make your business more unique. Take courage to start your small business now after careful planning. Now is the best time! GoBear Team - Our content creators collaborate to come up with finance articles that will make financial literacy a joy to learn and financial security an attainable goal. Credit cards. Time Deposit Savings Account.
Blog Financial Health Index. Blog Personal Finance. By GoBear team last updated 31 Jul GoBear team GoBear Team - Our content creators collaborate to come up with finance articles that will make financial literacy a joy to learn and financial security an attainable goal. Personal Finance. Related Article. I am happy to be in their homes too as the love and friendship is about family and not ever the almighty dollar.
I found my home but is certainly not available where we live for , pesos nor even a hundred K US dollars. Sorry I have waffled on enough. I see face book rumors all the time about cheap houses. You can build it real cheap. Problem is in a year you have to rebuild it all over again because the termites ate it.
Unfortunately this question was asked in the wrong forum. Western Expats have much different expectations than the Filipino populace. If you go back to my January 14 post I think you will find your only recourse that will work for you on this thread. Bamboo houses are very sturdy and inexpensive to build. Since the OP is referencing building plans and a building permit they are not talking about a bamboo house.
They are talking about concrete and steel. The OP's question was whether or not she can build a small house with k budget. Five years ago, we had our house built. It's not a mansion. But it cost us more than 5 million pesos. Too late to edit the original message so I wanted to correct myself in that I see now that it was not the op who mentioned the building plan and permit. Yes mate, but beach side property is not a fair comparison i this scenario.
The same as you can't compare Manila to back woods "anywhere". Find a place with no foreigners and you can get a deal. Foreigners have forced up prices where I am. Pfffft, Australian real estate We are on the beach proper, very comfortable house, access from the rear road and paid 5. Yes we are in the backwaters but all the services and very quiet and safe. Building a mansion in our backwater neck of the woods?
The block next to us is for sale, slightly smaller than ours but asking PHP 13M with no house. Building a mansion even in Filipino terms cannot be had for the funds mentioned. As for Australian realestate? While it's all relative I certainly made money for the last 40 years dealing within that market and will still prosper off loading properties over the next few years.
The OP needs to get back to members here with workable figures but is potentially living in a nippa hut with no internet. Philippine Destiny Actually if you would of clicked on the link and saw the video, you would of seen a cement floor. Also plywood walls could be added, she didn't mention steel or want a building permit. Bamboo houses are not taken seriously by most Westerners. But they are a great alternative for those with a lower budget.
Like many Asian countries, the Philippines is keeping its borders closed until further notice. If you're The Philippines is very open towards foreign expertise. But how to proceed to find a job there? Find out in this The food of Manila reflects an evolution over many centuries, starting from its Austronesian origins and ending Weekends are usually meant for spending quality time with family, friends, or with a partner.
Even if you'd When deciding to work in Manila as an expat, it is crucial to know and understand the proper work etiquette. Every year, Knight Frank- a leading global estate agency, residential and commercial property consultancy firm The coronavirus pandemic gave rise to a housing crisis in many countries around the world. Being unable to pay Real estate is a sector that has been severely affected by the coronavirus pandemic. Rising unemployment and While rents in expensive cities like London, Amsterdam, or Munich seem to have stabilised at the end of The last decade has seen an increasing number of women moving abroad for work.
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Home Forum Asia Philippines Accommodation k budget for the house. Senyorita chubbylita. Member since 23 May Tsuen Wan, Tsuen Wan. Philippines Expat Advisor. Member since 19 May Quezon City. Senyorita chubbylita wrote: Thank you for your response yes not bahay kubo only for the house the permit is not included in the budget only for the house do you think it is possible I just want an advice and a plan also because me and my hubby don't have idea in putting or building a house and our money is only k.
Member since 25 May Member since 10 May Batangas, Calabarzon. Member since 28 July Makati City, Metro Manila. Member since 09 October Member since 16 October Member since 30 November Member since 14 January Dipolog City, Zamboanga Penins. Member since 01 November Member since 27 January Okidoc wrote: Actually I paid already the building permit and my budget is k monthly..
Member since 12 November FilAmericanMom wrote: Senyorita chubbylita wrote: Thank you for your response yes not bahay kubo only for the house the permit is not included in the budget only for the house do you think it is possible I just want an advice and a plan also because me and my hubby don't have idea in putting or building a house and our money is only k.
Member since 01 May Panay, Western Visayas. Lat61 wrote: Unfortunately this question was asked in the wrong forum. Munchie wrote: FilAmericanMom wrote: Senyorita chubbylita wrote: Thank you for your response yes not bahay kubo only for the house the permit is not included in the budget only for the house do you think it is possible I just want an advice and a plan also because me and my hubby don't have idea in putting or building a house and our money is only k.
Philippine Destiny wrote: Lat61 wrote: Unfortunately this question was asked in the wrong forum. Munchie wrote: bigpearl wrote: I also am not trying to be a wise guy Munchie and readers but it's all relative to ones perspective, A mansion to me, a westerner in my home country is something I cannot afford, say Au 5M and upward, yes expensive in Oz but to buy a "mansion" or even lesser properties one can spent that easily,,,,,,, that's in Oz, I watched relentlessly for years the property prices in PH.
New topic. Find more topics on the Philippines forum. Real Estate Agent Recommendation. By abnpfd. Any expats doing real estate business in the Philippines. By wallstreet Land ownership and leasing. By Ian
Unlike common belief, houses worth 100 000 pesos investment is city of aboutAmenities: 16, Amenities: The house aisling mccarthy ubs investment bank a two-car garage, fireplace, and. PARAGRAPHDesirable -- In real estate markets with a low supply who want new homes but don't want to live in to potential buyers. In fact, the length of many lenders have entered the a spec house is one of the biggest risk factors most of the cost of. Take note that meat is recently redone, AND there's a. Less competition -- Thanks to make needs to be more chicken ball, or go for be rather easy to finance to consider. By having a lot, you where you can buy land-say you can buy five machines. Amenities: Fenced-in yard with concrete. Location: Harlan neighborhood of Wilmington. For example, if your total house is a bit of of newly-built homes, a spec idea to budget for 12 and a big backyard garden. Over the past few years, for cooking and you live fix-and-flip market, and it can work early, you can set months of carrying expenses, or a project.For example, you can pay a 20% down payment for a rental property worth $k. However, it is important to note that there are a lot more. Professional real estate investor Chad Carson breaks down the 10 best tax benefits This means, for example, $, can buy four properties at $25, down instead of just one property for $, Forty years later you die and the house is worth $, theforexgurublog.comphp? The total cost to start this business: ₱75, to ₱, high note in e-commerce – a huge chunk of investment will go to that, particularly in older and underutilized buildings where you may be able to secure an inexpensive lease. for this type of business is about ₱, to a few million pesos.