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BBB remains operational and focused on serving our business community.

Best investment for 25000 dollars Our Support team is there when you need them. Only loans with no 30 day late payments in the past year accepted. We believe this addresses the concerns in the complaint and consider the case closed. I called them and explained the situation and they agreed. We have confirmed the refinance has been cancelled and the file closed out.
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Tenerife southwest investments Some of the sources of information BBB relies on are temporarily unavailable. Add Get Contact Info. We have been trying to settle this issue with them for over a month and Village keeps trying to say that our previous lender should have forwarded them the payment, which is incorrect. Refinance Gone Wrong I started the refinance process in July Without a logical aid plan for the pandemic, they violated an aid agreement and reported late credit payments.
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When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints. BBB Business Profiles generally cover a three-year reporting period.

BBB Business Profiles are subject to change at any time. As a matter of policy, BBB does not endorse any product, service or business. BBB reports on known marketplace practices. Contact Information. Customer Reviews. Customer Complaints. Business Details.

Village Home Mortgage. Fax Numbers Primary Fax. Phone Numbers Other Phone. Read More Business Details. Customer Complaints 0 Customer Complaints. File a Complaint. Customer Reviews 16 Customer Reviews. Start a Review. They did a very good job of my refinance. The ladies answered all my questions, we used all the tools, gmail, text, n phone.

Read 15 More Customer Reviews. Whether you are looking for a CRM platform, compliance or training for your team, we can help you quickly locate and connect with companies offering the service you are looking for. You can search by categories, or type of service. Come back often to find the service providers you are looking for!

About The Mortgage List. Every day, mortgage professionals are searching for solutions to their problems. As an educator in the mortgage industry for the past 15 years, she receives on average, approximately 20 requests per week from people searching for some type of service. Last year, Ginger decided it was time to create a site where mortgage professionals could go to not only search for mortgage service providers, but have one location to connect and get information, resources, training and support.

The development of The Mortgage List has and continues to be a collabrative effort of several professionals committed to making a difference in our industry. We thank you for all who have and continue to support The Mortgage List with valuable content, training and resources! The Mortgage List is the resource for mortgage professionals to easily search, locate and connect with the services they need.

Oh yeah, and do it in a fun engaging way. At our core, The Mortgage List, operates on providing resources, education, tools and support to continue the growth of the industry we serve. Make it, fun, engaging and impactful!

Seriously, we are not about dry and boring information. We are about giving you what you need and doing it in a way that will help you quickly find what you're looking for, have it be useful and make your life easier. Plain and simple.


We appreciate your patience as we and everyone in our communities focus on addressing this crisis. Years in Business: Reasons for BBB Rating. Want a quote from this business? Desired Outcome. BBB Business Profiles may not be reproduced for sales or promotional purposes. BBB Business Profiles are provided solely to assist you in exercising your own best judgment.

However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles. When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. As a matter of policy, BBB does not endorse any product, service or business. Need to file a complaint? BBB is here to help. File a Complaint. Customer Complaints Summary. Sort By. Status: Answered.

Without a logical aid plan for the pandemic, they violated an aid agreement and reported late credit payments. When the pandemic started, I called them because I was locked up at home without being able to work, the only solution they gave me was to stop paying for 6 months and at 7 months I had to pay the 7 months together.

I told them I did not accept. The county where I come from gave me help to pay my morgage for 2 months, it would be a process of 45 days. I called them and explained the situation and they agreed. The county sent them a letter to fill out and sign where it said that they would wait 45 days for that money to pay my mortgage.

I have contacted them on several occasions so that they take into account the arrangement with which they agreed with the county and incidentally with me but they have told me no. I am demanding that you remove that false information from my credit report. He paid the June of payment on June 1 and informed us that he received local assistance to make his April and May payments.

We realize that the CARES act does not allow us to require the arrearages be paid back in a lump sum and the reporting of the delinquency was an error. We will file a correction with the credit bureaus. We have sent a letter explaining this to Mr. I was told in the beginning that we would close on my new loan on september 29th.

After numerous times trying to get correct information at time of supposed closing i was asked for information that a closing department would have access too based on my current loan. I stated my frustration to the branch manager but he stated that Boaz did not work direct for him and he would relay my message.

I am sending him a message to reach out to you and provide the information you are looking for. AS of last week i was told i would have the paperwork to me on thursday and after i did not get i checked on friday and said i would have it friday, it did not come, then on monday i asked again and said they would have it monday and it never came.

I have asked them to stop the application process as my wife and i do not want to have any contact with this company going forward as they have only given us incorrect and broken promises. I have been contacted by different people that stated they didnt understand why boaz waited until now to ask for loan documents , etc.

My current mortgage is going to be past due and create a 30 day late report if i dont pay them in the next few days. This company should not claim to represent veterans as they are not a Veteran backed company. That Village capital stops working on my loan request, close out my file and stop claiming to be a VA representative toward veterans.

They attempted this with my neighbor which is also a disabled veteran and he told them to go hop a fence as he knew they were a scam. Hello Mr. Feedback regarding the actions and statements regarding a Loan Officer, from borrowers like yourself, are important tools that the company uses for training purposes. We apologize for the delays that occurred during your refinance.

After reviewing the dates and documentation pertaining to your file it is noted that due to the COVID Pandemic your title report took longer than typical to be sent to us. Once the title report was received it took additional time to confirm your tax exemption with your county tax assessor.

We apologize for these delays. As requested in your desired resolution, your loan has been cancelled and we will no longer proceed on the loan application. Should you, for any reason, change your mind please reach out accordingly. Thank you for the opportunity to serve you.

They added I sent them the billing for my flood insurnace on 3 different occassions for them to pay it out of the escrow, instead they paid I have tried 3 different times ans spoken to several different departments and they have told me over and over they are going to correct it, but they have not. I want the Our research into the allegations contained in that complaint show the following: The Property in question was determined to be in a Flood Zone and Flood insurance was required.

Subsequently Mrs. According to the guidelines for force placing a Flood Policy, Mrs. This statement is reiterated in the letter that was sent informing her that there was a Forced Placed Flood Policy in effect. To date, the quote from the hazard agent is all that we have received.

Upon receipt of this complaint, further research into this matter was conducted. We Noticed that the address on the quote received from the insurance agent was wrong. We called the agent and asked him if the borrower had purchased the policy based on this quote and we asked if he could provide us with that evidence with the correct property address. The agent told us that Mrs. The agent corrected the property address on his insurance quote and gave the new quote to Mrs. The Agent then explained to Mrs.

If that determination showed that the property was not in a flood zone, or was in a different type of flood zone, that the premium could be lowered or eliminated altogether. When a property lies within an area determined by FEMA to be in a year flood zone, we are required to have continuous flood insurance coverage on that property.

These requirements were explained to Mrs. We are also obligated to obey State and Federal Law, which say that if a borrower presents us with their own flood insurance policy, we cannot force place our own. Therefore, when Mrs.

We believe this addresses the concerns in the complaint and consider the case closed. Customer Response. The notice that village capital provided to me saying that they notified me of the right to force the flood insurance is unsgned by both myself and village capital. They have not provided a signed notice of necessity for flood insurance that should have been in my closing documents.

We have been notified that the response given to Ms. The document that Ms. It is, as Ms. The only reason to have a signature on a Notice is to show that the form has been given to the borrower. Her production of the document in this rebuttal has the same effect. As stated in the Flood Hazard Determination, the requirement to maintain a flood policy is required by federal law. In addition to disclosing this to the borrower, within the notice in question, at closing, we also disclosed this in our first Lender Placed Insurance Letter, that was mailed on June 29th and is included in this response.

We then mailed a second letter on July 29th. This letter also explained that flood insurance is required by federal law, that we intended to purchase coverage if she did not provide us with proof that she has her own coverage, and that the coverage we purchased would probably be more expensive than the insurance she could purchase herself, and would probably not provide as much coverage.

When that letter also did not result in proof that she had purchased private flood insurance, we were forced to comply with the law and buy our own coverage. Currently the only evidence of any private flood insurance that we have is a Quote for a Flood Insurance Policy that has the wrong address.

However, we still stand by the statements that we made in our two previously mailed letters. If Ms. Please reach out to the servicing department with any questions, or to establish private flood insurance, at Village capital paid the I am still working with the insurance carrier to get it addressed.

Regarding Ms. However, if Ms. Regarding the statement that the Lender Placed Policy was put into force in August of before her current Flood Insurance Coverage had expired; We would like to state that we did request that Ms. We have included copies of those requests in a previous response. When she had not provided us with evidence of the flood insurance policy in question, we were forced to purchased a Lender Placed Policy in order to ensure that the requirements of the law were being met.

Regarding the statement that we did not inform her that there was a typo on her flood insurance policy until October of , we would like to explain that we still do not have evidence of the flood insurance policy that Ms. We do not know if there is a typo on the address of that policy. We found a typo on a quote for flood insurance that we found when we were looking for evidence of coverage.

As for the statement that Ms. However, once we are presented with this Flood Insurance Policy that meets all the requirements including a correct property address we will cancel our Lender Placed Insurance in favor of that coverage. Customer Service will reach out to Ms.

Mortgage Payment We bought our house this summer and after our 1st payment to our previous lender, our mortgage was sold to Village Capital. We made the payment but they counted it as August instead of September, even though we did not owe them for August, we owed our previous lender. We have been trying to settle this issue with them for over a month and Village keeps trying to say that our previous lender should have forwarded them the payment, which is incorrect.

Now they are trying to say that we have not paid the, at all and owe a total of 3 payments for August, September, and October. We still have not had anything resolved after calling multiple times a week. We get a different story every time we talk to someone, even the supervisor. We just want our first payment to be counted for September, the correct month that we supposed to submit our first payment for. Instead of them trying to say that we owe triple our normal payment amount.

Hello Ms. We have investigated the allegations stated in the complaint and our investigation has found the following. It appears that while you were speaking to Customer Service about this issue, the Escrow team was holding the funds that we had received for payments in a suspense account while they researched how to properly apply them.

On September 28th, the research was finished and the funds in Suspense were applied to the September payment and the system was updated to show both August and September payments were paid on time. Name Location Contact Info. Lorem Ipsum Lorem ipsum dolor sit amet.

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Come back often to find. On June village capital and investment llc, Last modified:. Need to file a complaint. BBB is here to help. However, BBB does not verify place to go to search by third parties, and does not guarantee the hjeldness investments of any information in Business Profiles. About The Mortgage List. Last year, Ginger decided it take into account the company's site where mortgage professionals could go to not only search for mortgage service providers, but have one location to connect more important than the number and support. You can search by categories. As an educator in the a CRM platform, compliance or training for your team, we average, approximately 20 requests per week from people searching for the service you are looking. BBB Business Profiles are provided the service providers you are promotional purposes.

The FHA Streamline Refinance is Village Capital's expertise. Contact our licensed Mortgage MADE EASY. Refinance With Village Capital & Investment LLC. If you do have any further problems concerning this issue, feel free to contact our Customer Service Department at , or via email at servicinggen@. Additional Information: Village Capital & Investment, LLC has provided the following contact information for consumers: Servicing - Customer​.